5 Florida Waterfront Homes from Jacksonville Beach to Niceville

Steps from the shoreline on one of Jacksonville Beach’s most coveted oceanfront streets, this custom-built three-story residence pairs modern coastal living with timeless craftsmanship. Built in 2016 and thoughtfully upgraded, the home offers four bedrooms, a dedicated movie room, and an existing elevator shaft with pre-wiring for a future elevator. A double-door entry opens to rich wood flooring, custom millwork, crown molding throughout, and craftsman-style staircases that bring texture and detail to every level. At the center, the chef’s kitchen features Thermador appliances, custom cabinetry, Cambia Quartz countertops, an oversized island, and a walk-in pantry with built-in shelving. With surround sound on every floor, smart home technology, and multiple indoor-outdoor gathering spaces, entertaining feels effortless. Ocean views carry through the home, with a second-floor balcony and built-in summer kitchen for open-air dining.

With the Banana River as its backyard, this Merritt Island estate is shaped around the water at every turn. From the moment you enter, a dramatic wall of glass frames sweeping waterfront views, setting an easy rhythm for daily life. Inside, architectural columns and soaring ceilings lend scale to the grand family room, where a statement fireplace creates a natural gathering point. Designed with entertaining in mind, the home offers multiple spaces to come together, then drift back outside. Resort-inspired amenities include a private dock with river access, along with a pool and spa for long afternoons in the sun. An outdoor bath extends the experience beyond the interior, blurring the line between house and shoreline. Even ordinary evenings feel tied to the river’s pace.

Along the water’s edge on sought-after Lake Harris in Leesburg, this two-story retreat was completely reimagined from a single-story residence to frame sweeping lake views from the moment you arrive. Inside, cedar plank ceilings and a floating staircase set an architectural tone, while waterfall granite counters and a butler’s pantry support everyday ease. The main residence offers six bedrooms and 4.5 baths, with living spaces curated to balance luxury and comfort. Upstairs, the private primary retreat reads like a true sanctuary, opening to a balcony overlooking Lake Harris and the calm rhythm of Central Florida lake living. Four separate apartment units add multigenerational flexibility and income-producing potential, each able to comfortably sleep four or more. Days here naturally revolve around boating, fishing, sunset views, and lakeside entertaining, with room for generations to gather.

Along the canal-front in Indialantic, this residence pairs an open floorplan with easygoing water views and an indoor-outdoor rhythm that suits life near the shore. The gourmet kitchen anchors the main living spaces, while a private primary suite offers a quieter retreat at day’s end. Outside, a heated saltwater pool sits beside a covered lanai, flowing out to an expansive deck designed for long afternoons and casual gatherings. Boaters will appreciate the private dock with 6’ water depth and a 10,000-lb boat lift—set up for spontaneous sunset cruises or weekend runs. Just blocks from the beach and close to dining and shopping, the setting makes it simple to move between canal, coast, and everyday conveniences as part of a relaxed daily routine.

Along the water’s edge in Niceville, 1747 18th Street enjoys over 200 feet of frontage on Sarah Ann Bayou and Rocky Bayou, with direct boating access and a DEEP WATER private dock built to accommodate multiple boats and watercraft. Designed with entertaining in mind, the open-concept layout pairs expansive living spaces with abundant natural light and elegant crown molding throughout. The chef-inspired kitchen is equally considered, featuring double ovens, stainless steel appliances, custom bamboo cabinetry, and bamboo hardwood flooring that brings warmth and continuity to the main living areas. With five bedrooms and five baths, the home offers generous flexibility for everyday living. On the main level, the primary suite serves as a private waterfront retreat, with direct access to the backyard—an effortless extension of life on the bayou.